Using Books for Funding the Rescue Mission for Women and Children


I have just started a Kickstarter campaign to help raise money for the church, women’s shelter, orhanage, children’s choir, school, and preschool I am starting.  I am using my books as fundraising vehicles for this challenging mission.  I am going to need worker as well, to help staff the facilities in Rhode Island.  I invite you to listen to my video as it reveals why I decided to start this mission.

I will need buildings and supplies for all of the misions with the exception of the children’s choir.  The funds will be used for marketing the books that I wrote, Beyond My Imagination and Retailer’s Guide to Merchant Services.

Excerpt from Beyond My Imagination

THUMBNAIL_IMAGE - Beyond My Imagination 7102016

“When Richard arrived at his bus stop, the bus driver let him off and he waved energetically at all the kids in the window as the bus went by.  Then, he carefully checked for cars before crossing the street.  When he saw no cars approaching, he ran across the street to his house, where his mother was waiting at the door for him.  Gold and bronze leaves were blowing all around him.  When he arrived in the yard, he stepped on a giant brown leaf from an oak tree.  He reached down to pick it up to bring to his room.

“Hi, Mom, guess what?”  says Richard.

“What?” says Mom, not looking up from her yard work.

“They are giving piano lessons after school.  Can I sign up?” asks Richard.

“Did they give you the papers about this?  I need to read the papers first.  It all depends on what day they are offering the lessons.  Carey has Girl Scouts on Tuesdays, and Ryan has baseball on Thursdays,” says Mom.

Richard reached into his backpack for the papers, but could not remember where he had placed them.   He went inside and then emptied the entire contents of his backpack on the kitchen floor.  “Richard!” scolded his mother who followed him into the house. “What are you doing?  Look at all that stuff all over my kitchen floor!  Please pick it up now and put it away.”

“Oh, here it is!” cheerfully chided Richard, getting to his feet after being on his hands and knees.  “Here is the flyer and the permission slip.  Andy and I want to take it together.  Do you think we can practice at Grandma’s?”

“Whoa, wait a minute!” said Mom, “I have to look at the schedule first, and then I will let you know if we can fit it in.   What about your flute lessons?  I would have to check with Grandma first about using the piano.  She may have other plans.   Besides, I don’t know if the piano is working.”

“I can still play the flute, but I want to learn how to play the piano.  I can do both,” said Richard, pleadingly, with his hands together as if praying.

“Well I sure hope so.  Is there a cost?” asked Mom.

“No, after school activities are free.  I did not pay anything last time,” said Richard.

As Mom read the flyer, Richard got down on one knee and proceeded to pick up everything from the floor and restively placed each item back into the back pack.  He found his eraser that he thought he lost, his Batman comic book, and his Pokémon games.  At the bottom of the pack was a smashed, putrid peanut butter and jelly sandwich from last week. “

Speaking Engagement


As promised, I am keeping you up to date on my radio show interviews.  I have another forthcoming interview on on Wordview on WARV, 1590 am, on Saturday, 11/2/2016 from 9:30 am to 11:00 am.  John Del Ricci will interview me about both my books, Retailer’s Guide to Merchant Service and Beyond My Imagination.

I am sending him a press kit which consists of my author bio, press release, and links to the books on Amazon and Barnes and Nobles.  Of course, I always welcome reviews of the books from fans and blog readers.  I have assemble gift packages for parents of pre-teens who would like to join the book clubs and purchase products.  There is a complete description on the Jubilant Pianist Blog.  

Book Review – The Grace of God by Andy Stanley




I had the pleasure of reading the book, The Grace of God, by Andy Stanley.  A well-written book, it details the many instances in the Old Testament of the Bible where God chose to show grace on someone who was less than perfect, but could influence history in an extraordinary way.  In my opinion, it is a book which all born again Christians should read, not just “newbies.”   It is a reminder that we are saved by his grace and that he gives us things that we do not deserve.  He is a sovereign God.

I picked up this book, started reading it, and could not put it down.  The stories were so poignant and written with sensitivity, enough to encourage a person to forget any compunctions he/she may be carrying around.  The story of Judah stirred me up and made me marvel at how great a God we serve.  Judah was a man who had committed sins, and was not able to cover them up because he left evidence pointing to him.  At times, the story was hilarious, but nevertheless, God chose the tribe of Judah to be a genealogical line to his son, Jesus the Christ.

There were other stories which were just as compelling.  Andy Stanley very carefully examined the motives of all the people he included in the book to make it a beautiful statement that mercy triumphs over judgement and our God is a loving God.

Author Interview




I had my first author interview with Bruce Newbury on “Talk of the Town” on WADK – 1540 AM, in Newport, RI, Bruce is a very seasoned interviewer.  I was so nervous, but he made it very enjoyable!  He brought out some very interesting points about my book in that he could see how the book was based on my own childhood, a fact that I had totally overlooked.  It was not intended to be that way, but I guess my subconscious came out in the writing.

The purpose of the interview was to promote my book to my hometown, but also to encourage children to pursue the development of a talent.  I spent a total of ten minutes with him, but we covered a lot of ground.  I am ready for my net interview and will announce it sufficiently ahead of time so that others may tune in if desired.

Above is a new flyer that I am using to promote the book at local businesses.  Feel free to download and share with friends and family.  Also, it will make a nice gift for someone at Christmas!


The Joys of Writing a Book


My first book came after having published an e-book and blogging about the topic for two years.  I found the issues surrounding credit cards to be very interesting.  There were so many dissatisfied retailers who were paying high fees for the convenience of accepting credit cards at their place of business.  Many did not understand the fees.  I came into the world of credit card processing when Congress was enacting legislation to curtail the exorbitant fees that were being charged by the banks.

At the time I was blogging, I learned more and more about the banks and their practices.  There seemed to be no limit on the amount of fees that they could charge.  This had an effect on the retailers profits and they soon rallied together to knock down their high fees.

The retailers were not the only ones who suffered at the hands of the banks, but they initiated a chain reaction which led to an investigation of the student credit card debt, college funding debt and fees charged for overdraft on checking accounts.  The result was that Congress passed legislation that would require parents to sign the student applications for credit cards, that banks could no longer approach students for credit cards on college campuses, and overdraft charges  were reduced.   God does not allow unrighteous acts to continue.  Jeremiah 17:11 says,”As a partridge that hatches eggs which it has not laid, So is he who makes a fortune, but unjustly; In the midst of his days it will forsake him, And in the end he will be a fool.”

I quickly compiled all of my research into an e-book in 2010 and then revised and expanded it to a book.  I had to do research on writing and compiling the research into a book, including citing the sources.   It was an incredible amount of work, but I learned a lot about book publishing.  I would encourage anyone who has a passion for writing to completely delve into it and learn everything they can about the process.

Retailer’s Guide to Merchant Services

Welcome to my book site.  I wil be discussing my published books.  The first is The Retailer’s Guide to Merchant Services.  This book is a must have in view of the fact that only 25% of retailers in the United States have converted to new credit card machines which accept the new EMV chip technology, introduced by the banks in Octobkber 2015.

This book gives insight for Christian business owners who are operating their businesses according to godly principles from the Bible.  I chose one of my paintings of a deer for the logo of this website because “a deer pants after water brooks as we pant after God,”  Psalm 42:1.  Visit my author page on Amazon.

Here is an exerpt from a review which I received from Roy T. James, of Reader’s Favorite: “The Retailer’s Guide to Merchant Services: From Storefront to Internet by Gail Cavanaugh is a serious dissertation on a state of the art business model for money transactions by the user. From the need for card reading capability to attract clientele to the adoption of social media, nothing is left untouched by the author which can potentially enhance productivity.”

As you may know, on October, 2015, retailers were supposed to convert their credit card processing to new equipment which woud enable the newly issued EMV chip technology embedded credit cards to be accepted at the check out.  Howver, in actuality, only 25% of retailers converted, causing more problems for retailers and confusion for consumers.  This new technology has reduced fraud at the checkout, but those retailers who have not converted will still face problems of credit card fraud.

The book is available on Amazon and Barnes and Noble online stores.