My first book came after having published an e-book and blogging about the topic for two years. I found the issues surrounding credit cards to be very interesting. There were so many dissatisfied retailers who were paying high fees for the convenience of accepting credit cards at their place of business. Many did not understand the fees. I came into the world of credit card processing when Congress was enacting legislation to curtail the exorbitant fees that were being charged by the banks.
At the time I was blogging, I learned more and more about the banks and their practices. There seemed to be no limit on the amount of fees that they could charge. This had an effect on the retailers profits and they soon rallied together to knock down their high fees.
The retailers were not the only ones who suffered at the hands of the banks, but they initiated a chain reaction which led to an investigation of the student credit card debt, college funding debt and fees charged for overdraft on checking accounts. The result was that Congress passed legislation that would require parents to sign the student applications for credit cards, that banks could no longer approach students for credit cards on college campuses, and overdraft charges were reduced. God does not allow unrighteous acts to continue. Jeremiah 17:11 says,”As a partridge that hatches eggs which it has not laid, So is he who makes a fortune, but unjustly; In the midst of his days it will forsake him, And in the end he will be a fool.”
I quickly compiled all of my research into an e-book in 2010 and then revised and expanded it to a book. I had to do research on writing and compiling the research into a book, including citing the sources. It was an incredible amount of work, but I learned a lot about book publishing. I would encourage anyone who has a passion for writing to completely delve into it and learn everything they can about the process.